Home Loan

Home loans help you with a lump-sum advance of funds towards buying your desired property, this amount will be repayable with interest. However you can re-pay the amount advanced via EMIs (Equated Monthly Installments), thus enabling you to approach realizing your home dream in a convenient and structured way.

Home loan applications generally follow a process such as:

Application: You will need to apply for a home loan, this can be done online or at bank branches/loan centres.

Loan Sanction: Post submission of your application and review of necessary KYC and documents of financial stability, the bank shall sanction your loan amount.

Review: Once the loan is sanctioned, you will need to submit the documents pertaining to the property against which your loan is sought, for technical and legal review.

Approval & Disbursal: Upon validation of your loan amount and the property sought, the bank shall approve and disburse your loan.